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  • 2001 Timberloch PI suite 500 The Woodlands, TX 77380

281-809-6876

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Monthly monitoring
of inspections
and violations Early warnings to protect your business.
Complies with DOT without complications.
Detailed reports on drivers and trucks.
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We understand your needs, we have experienced agents who will help you find the best coverage, with the best support and at the best price.

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COMMERCIAL TRUCK LIABILITY INSURANCE

Covers your liability in the event you or one of your employee drivers is involved in an accident. Automobile Liability for your truck will include bodily injury coverage to cover the costs of the injured party's damages and medical expenses and also pays for the costs of property damage. Automobile Liability for commercial trucks will also cover the following expenses defense, if your company is found guilty.

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UNINSURED/UNDERINSURED MOTORIST COVERAGE

If a driver or owner of a vehicle is uninsured or underinsured and is legally responsible for an accident, you can use UM or UIM coverage for injuries you, your immediate family members and occupants of the insured vehicle suffer, within the limits you choose, including situations such as death. Some exceptions may apply.

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Covers your cargo for loss or damage caused by reasons such as fire, blows or collisions.

Physical damage is a general term for group coverages that protect your vehicle. In general terms, it includes Collision insurance, as well as your choice of Comprehensive and Theft with Additional Coverage.

In addition to these types of coverages, you can customize your policy according to your needs, for example:

  • Personal Injury Protection
  • Trailer Interchange
  • General Liability
  • Bobtail coverage
  • Workers Compensation

Commercial trucks include several types of large vehicles such as:

  • Semi-trailers (tractor-trailers or 18-wheelers)
  • Garbage trucks
  • Car transporters and car trailers, instead of car transporters and car trailers
  • Towing trucks
  • Flatbed trucks
  • Trucks
  • Tank trucks
  • Box trucks
  • Straight trucks

MOTOR TRUCK CARGO INSURANCE

Covers the value of the freight or goods you are transporting if they are lost or damaged while in transit. Motor Truck Cargo Insurance helps pay for losses caused by covered events such as accidents, fire, theft, or vandalism. This coverage protects your business from financial responsibility for the cargo you are hauling and may also include related expenses, such as debris removal or cleanup, depending on the policy terms.
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AUTO PHYSICAL DAMAGE INSURANCE

Covers damage to your truck caused by covered events such as collisions, fire, theft, vandalism, or natural disasters. Auto Physical Damage Insurance helps pay for the cost to repair or replace your vehicle and typically includes collision coverage and comprehensive coverage. This coverage protects your business from out-of-pocket expenses resulting from damage to your truck, whether the vehicle is involved in an accident or damaged by other non-collision events.
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WORKERS’ COMPENSATION INSURANCE

Provides coverage for employees who are injured or become ill as a result of their job. Workers’ Compensation helps pay for medical expenses, lost wages, and rehabilitation costs, and also protects your business by covering legal expenses related to workplace injury claims.
 
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H2oins

We have extensive experience in the commercial insurance market.

Throughout our history as an agency, we have provided unforgettable experiences that meet the needs of our clients and commercial policies, fulfilling the demand for policies such as:

Automobile Liability

Physical Damage

Motor Truck Cargo

General Liability

GENERAL TARIFFS FOR REGULATORY SERVICES

USDOT

Our agency can help you process the USDOT that is required for any business operating commercial vehicles throughout the state or outside. A commercial vehicle is defined as any vehicle with a gross vehicle weight of 10,000 pounds or more.

Change MC name

DOT de EE. UU.

MC Number

Insurance update

MC number Reinstall MC number

TXDMV

Motor carriers operating commercial vehicles on a highway or roadway in Texas must register their operations with the TxDMV Motor Carrier Division. The TxDMV Number (or Motor Carrier Registration Number) is available for one or two years and is not transferable between carriers or individual carriers. Carriers may create a new TxDMV number, renew certificate, print and print cab cards.

New records (YEAR)

Add vehicle (YEAR)

Renewal (YEAR)

RE-Registration (YEAR)

Information Update (YEAR)

Revoke certificate (YEAR)

BOC-3

UCR

The UCR Program requires individuals and companies that operate vehicles in interstate or international commerce to register their businesses with the state so they can pay an annual fee based on the size of their fleet. It includes all carriers, private, exempt or for-hire.

0 - 2 VEHICLES

3 - 5 VEHICLES

6 - 20 VEHICLES

Overweight and oversized loads

We can manage Permits and "Bonds". The Bond entails or justifies that the permit in case of any damage will be covered by the coverages stipulated in the Bond. Vehicles and loads exceeding the legal size or weight limits require an OW/OS (oversize/overweight) permit. The price varies according to the number of provinces to be covered and the number of vehicles.

  • Limited Liability Company (LLC) Fee
  • Personal asset protection? Business and tax flexibility? This is a popular option for many start-ups.
  • Corporation Fee (Inc) Thinking of raising capital? Expecting to go public? Hoping for a large number of shareholders? Then this could be a viable option to explore.
  • Doing business as (DBA) fee
  • A necessary option to give life to your business name if you operate under a different name than the legal one.

IRS 2290E

Filling in minutes. Rate

we have agents with extensive experience

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testimonials

Some testimonials from our customers

Claudia Argueta

Claudia Argueta

“A highly competent insurance company with a professional and committed team. I am especially grateful for the attention I received from my agent, Mateo Hernández, whose clear, efficient, and personalized advice made all the difference. I highly recommend them for their reliability and excellent service.”
Jazmin Cristales

Jazmin Cristales

Very, very satisfied with H2O's service, especially their agents Yen Garcia 10/10 for her customer service with Andres, no complaints, and their payments department is always available. Zero stress with this insurance team.
Johan Gomez

Johan Gomez

I want to start by mentioning Carlos Reyes, who is a highly skilled, reliable, and honest insurance agent. He and his team will do everything possible to help you and get you the coverage you need at a good price. They helped me keep my company from closing and saved it. I recommend them 1000%—more than 5 stars.