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Our Services

We understand your needs, we have experienced agents who will help you find the best coverage, with the best support and at the best price.

COMMERCIAL TRUCK LIABILITY INSURANCE

Covers your liability in the event you or one of your employee drivers is involved in an accident. Automobile Liability for your truck will include bodily injury coverage to cover the costs of the injured party's damages and medical expenses and also pays for the costs of property damage. Automobile Liability for commercial trucks will also cover the following expenses defense, if your company is found guilty.

UNINSURED/UNDERINSURED MOTORIST COVERAGE

If a driver or owner of a vehicle is uninsured or underinsured and is legally responsible for an accident, you can use UM or UIM coverage for injuries you, your immediate family members and occupants of the insured vehicle suffer, within the limits you choose, including situations such as death. Some exceptions may apply.

MOTOR TRUCK LOADING

Covers your cargo for loss or damage caused by reasons such as fire, blows or collisions.

PHYSICAL DAMAGE COVERAGE

Physical damage is a general term for group coverages that protect your vehicle. In general terms, it includes Collision insurance, as well as your choice of Comprehensive and Theft with Additional Coverage.

In addition to these types of coverages, you can customize your policy according to your needs, for example:

- Personal Injury Protection (Personal Injury Protection)

- Trailer Interchange (Trailer Interchange)

– General Liability

Bobtail coverage (Bobtail coverage)

Workers Compensation

TYPES OF COMMERCIAL TRUCKS

Commercial trucks include several types of large vehicles such as:

- Semi-trailers (tractor-trailers or 18-wheel trucks)

- Garbage trucks

- Automobile transporters and trailers, instead of automobile transporters and automobile trailers

- Towing trucks

- Flatbed trucks

- Trucks

- Tanker trucks

- Box trucks

- Straight trucks

AUTO INSURANCE

Auto insurance protects you, your family and your car.

We offer excellent services that allow you to find the auto insurance that meets your needs, with a wide selection of insurance plans designed to provide you with cost-effective options. Our team will advise you to make the best decision to ensure the protection of your assets.

In our plans, you get a complete selection of coverages to insure your needs:

– Automobile Liability

- Physical damage

- Uninsured driver

- Rent reimbursement

- Towing and labor

- Medical Payments

Remember:  We will work hard to give you the peace of mind you deserve!

HOME INSURANCE

Mandatory insurance that seeks to protect what is inside and outside a home.

We have access to different markets that offer you a complete selection of coverages to insure your needs:

- Housing
- Owners
- Liability
- Other structures
- Personal property
- Loss of use
- Medical payments to third parties

We have extensive experience in the commercial insurance market. Throughout our history as an agency, we have provided unforgettable experiences that meet the needs of our customers and commercial policies, meeting the demand for policies such as:

– Automobile Liability
– Physical Damage
– Motor Truck Cargo
– General Liability

And many more in demand in the market

GENERAL TARIFFS FOR REGULATORY SERVICES

USDOT

Our agency can help you process the USDOT that is required for any business operating commercial vehicles throughout the state or outside. A commercial vehicle is defined as any vehicle with a gross vehicle weight of 10,000 pounds or more.

DOT de EE. UU.

MC Number

MC number Reinstall MC number

Change MC name

Insurance update

TXDMV

Motor carriers operating commercial vehicles on a highway or roadway in Texas must register their operations with the TxDMV Motor Carrier Division. The TxDMV Number (or Motor Carrier Registration Number) is available for one or two years and is not transferable between carriers or individual carriers. Carriers may create a new TxDMV number, renew certificate, print and print cab cards.

New records (YEAR)

Add vehicle (YEAR)

Renewal (YEAR)

RE-Registration (YEAR)

Information Update (YEAR)

Revoke certificate (YEAR)

BOC-3

UCR

The UCR Program requires individuals and companies that operate vehicles in interstate or international commerce to register their businesses with the state so they can pay an annual fee based on the size of their fleet. It includes all carriers, private, exempt or for-hire.

0 - 2 VEHICLES

3 - 5 VEHICLES

6 - 20 VEHICLES

Overweight and oversized loads

We can manage Permits and "Bonds". The Bond entails or justifies that the permit in case of any damage will be covered by the coverages stipulated in the Bond. Vehicles and loads exceeding the legal size or weight limits require an OW/OS (oversize/overweight) permit. The price varies according to the number of provinces to be covered and the number of vehicles.

Limited Liability Company (LLC) Fee

Personal asset protection? Business and tax flexibility? This is a popular option for many start-ups.

Corporation Fee (Inc) Thinking of raising capital? Expecting to go public? Hoping for a large number of shareholders? Then this could be a viable option to explore.

Doing business as (DBA) fee

A necessary option to give life to your business name if you operate under a different name than the legal one.

IRS 2290E

Filling in minutes. Rate

ABOUT US

Durante nuestra trayectoria como agencia, hemos vendido experiencias inolvidables que cubren las necesidades de nuestros clientes y de pólizas comerciales satisfaciendo la demanda de coberturas de responsabilidad.

281-809-0112
services@h2oins.com

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