[et_pb_section fb_built=”1″ next_background_color=”#fafafa” admin_label=”Header” _builder_version=”3.19.15″ use_background_color_gradient=”on” background_color_gradient_start=”rgba(0,142,193,0.39)” background_color_gradient_end=”#ffffff” background_color_gradient_end_position=”90%” background_color_gradient_overlays_image=”on” background_image=”http://h2oins.com/wp-content/uploads/2019/02/Banner.jpg” parallax=”on” custom_margin=”||||false” custom_padding=”12vw||6vw||false|false” top_divider_style=”ramp2″ top_divider_color=”rgba(0,106,193,0.58)” top_divider_height=”448px” bottom_divider_style=”curve”][et_pb_row _builder_version=”3.15″][et_pb_column type=”4_4″ _builder_version=”3.0.47″][et_pb_text _builder_version=”3.15″ text_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” header_font=”Montserrat|500||on|||||” header_font_size=”18px” header_font_size_phone=”12px” header_font_size_last_edited=”on|desktop” header_letter_spacing=”5px” header_line_height=”1.5em” header_2_font=”Merriweather|||on|||||” header_2_font_size=”70px” header_2_font_size_tablet=”50px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|desktop” header_2_letter_spacing=”5px” header_2_line_height=”1.4em” header_3_font=”||||||||” header_4_font=”||||||||” header_5_font=”||||||||” header_6_font=”||||||||” text_orientation=”center” inline_fonts=”Arial”]

OUR SERVICES

[/et_pb_text][et_pb_button button_url=”http://www.h2oins.com/contact” button_text=”Get A Quote” button_alignment=”center” _builder_version=”3.19.15″ custom_button=”on” button_text_size=”13px” button_text_color=”#ffffff” button_bg_color=”#1baff9″ button_border_width=”0px” button_border_color=”rgba(0,0,0,0)” button_border_radius=”100px” button_letter_spacing=”2px” button_font=”Montserrat|500||on|||||” button_use_icon=”off” box_shadow_style=”preset1″ box_shadow_vertical=”10px” box_shadow_blur=”20px” box_shadow_color=”rgba(21,195,154,0.3)” custom_padding=”16px|30px|16px|30px|true|true” button_letter_spacing_hover=”2px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”2px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” prev_background_color=”#ffffff” next_background_color=”#34545a” admin_label=”About Me” _builder_version=”3.19.15″ background_color=”#fafafa” custom_padding=”10vw|0px|0vw|0px|false|false” custom_padding_tablet=”||10vw|” top_divider_style=”curve” top_divider_height=”6vw” top_divider_flip=”vertical” bottom_divider_style=”wave2″ bottom_divider_color=”rgba(12,113,195,0.55)” bottom_divider_height=”30vw” bottom_divider_repeat=”0.5x”][et_pb_row _builder_version=”3.15″][et_pb_column type=”1_2″ _builder_version=”3.0.47″][et_pb_accordion open_toggle_text_color=”#0c71c3″ closed_toggle_text_color=”rgba(12,113,195,0.84)” closed_toggle_background_color=”rgba(58,132,193,0.54)” icon_color=”#ffffff” _builder_version=”3.19.15″ toggle_font=”||||||||” use_background_color_gradient=”on” background_color_gradient_end=”rgba(53,219,252,0.18)”][et_pb_accordion_item title=”COMMERCIAL TRUCK LIABILITY INSURANCE” open=”on” open_toggle_text_color=”#ffffff” open_toggle_background_color=”#0c71c3″ closed_toggle_text_color=”#ffffff” closed_toggle_background_color=”rgba(66,164,209,0.81)” _builder_version=”3.19.15″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” box_shadow_style=”preset2″]

It covers your liability in the moment that you or one of your employee drivers have an accident. Your insurance of liability to your truck commercial will include coverage to bodily injury to cover the costs of damages and medical expenses for the injured party and also pays the costs of material damage of the property. Your commercial truck liability insurance usually also covers legal defense expenses, if your company is found guilty.

[/et_pb_accordion_item][et_pb_accordion_item title=”UNINSURED/UNDERINSURED MOTORIST COVERAGE” open=”off” open_toggle_text_color=”#ffffff” open_toggle_background_color=”#0c71c3″ closed_toggle_text_color=”#ffffff” closed_toggle_background_color=”rgba(66,164,209,0.81)” _builder_version=”3.19.15″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” box_shadow_style=”preset2″]
If a driver or owner of a vehicle does not have insurance or it is insufficient and is legally liable for an accident, you can use UM or UIM coverage for injuries, that you, your resident relatives, and occupants of your insured vehicle sustain, up to the limits you select, including death. Certain exclusions may apply.
[/et_pb_accordion_item][et_pb_accordion_item title=”MOTOR TRUCK CARGO” open=”off” open_toggle_text_color=”#ffffff” open_toggle_background_color=”#0c71c3″ closed_toggle_text_color=”#ffffff” closed_toggle_background_color=”rgba(66,164,209,0.81)” _builder_version=”3.19.15″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” box_shadow_style=”preset2″]
It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load.
[/et_pb_accordion_item][et_pb_accordion_item title=”PHYSICAL DAMAGE COVERAGE” open=”off” open_toggle_text_color=”#ffffff” open_toggle_background_color=”#0c71c3″ closed_toggle_text_color=”#ffffff” closed_toggle_background_color=”rgba(66,164,209,0.81)” _builder_version=”3.19.15″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” box_shadow_style=”preset2″]

Physical Damage is a general term for a group coverages that protect your vehicle. In general term, includes Collision insurance, as well as your choice of Comprehensive insurance and Theft with Additional Coverage

In addition to these types of coverages, you can customize your policy according to your  needs, for example:

– Protection Personal Injury

– Trailer Interchange

– General Liability

– Bobtail Insurance

– Workers Compensation

[/et_pb_accordion_item][et_pb_accordion_item title=”TYPES OF COMMERCIAL TRUCKS” open=”off” open_toggle_text_color=”#ffffff” open_toggle_background_color=”#0c71c3″ closed_toggle_text_color=”#ffffff” closed_toggle_background_color=”rgba(66,164,209,0.81)” _builder_version=”3.19.15″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” box_shadow_style=”preset2″]

Commercial trucks include several types of large vehicles as:

– Semis (tractor-trailers or 18-wheelers)

– Garbage trucks

– Conveyors and trailers of auto, instead of car transporters and car trailers

– Tow trucks

– Flatbed trucks

– Pick up Trucks

– Tank trucks

– Box trucks

– Straight trucks

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Auto insurance protects to you, your family and your car.

We offer great services that permit you find the auto insurance that meets your needs, with a wide selection of insurance plans meant to provide you with cost-effective options. Our team will advice you to take the best decision to guarantee that your assets is protected.

In our plans, you get a complete selection of coverages to ensure your needs:

– Liability

– Physical Damage

– Uninsured Motorist

– Rental reimbursement

– Towing and Labor

– Medical Payments

Remember: We will work hard to give you the tranquility you deserve!

[/et_pb_accordion_item][et_pb_accordion_item title=”INSURANCE HOME” open=”off” open_toggle_text_color=”#ffffff” open_toggle_background_color=”#0c71c3″ closed_toggle_text_color=”#ffffff” closed_toggle_background_color=”rgba(66,164,209,0.81)” _builder_version=”3.19.15″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” box_shadow_style=”preset2″]

Compulsory insurance that seeks to protect what is inside and outside of a house.

We have access to different markets that offer you a complete selection of coverages to ensure your needs:

– Dwelling
– Homeowners
– Liability
– Other Structures
– Personal Property
– Loss of use
– Medical payments to others

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RATES GENERAl regulatory services 

[/et_pb_text][et_pb_text _builder_version=”3.19.15″][/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”3.19.15″][et_pb_column type=”1_3″ _builder_version=”3.0.47″][et_pb_divider color=”#0c71c3″ divider_weight=”5px” height=”32px” _builder_version=”3.19.15″][/et_pb_divider][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.0.47″][et_pb_text _builder_version=”3.19.15″ text_font=”||||||||” text_line_height=”1em” text_text_shadow_style=”preset1″]

USDOT

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Our Agency can help you process the USDOT which is required for any company operating commercial vehicles in all the state or outside. A commercial vehicle is defined as any vehicle with a gross weight of 10,000 pounds or more.

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TXDMV

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The conveyors that operating commercial vehicles on a road or highway in Texas must register their operations with the Division of Motor Carrier TxDMV. The TxDMV Number (or Motor Carrier Registration) is available for one year or two years and it is not transferable between carriers companies or individuals. Carriers can create a new number TxDMV, renew certificate, print and cab cards.

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YEAR

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YEAR

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YEAR

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YEAR

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YEAR

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YEAR

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YEAR

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UCR

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The UCR Program requires individuals and companies that operate vehicles in the commerce interstate or international register their business with the state so can pay an annual fee based on the size of their fleet. Includes to all conveyors, private, exempt or by hiring.

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LOADS WITH OVERWEIGHT, OVERSIZE AND BONDS 

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We Can manage Permits and “Bond s”. The Bail carries or justifies that the permit in case of do some damage will be covered by stipulated in the Bond coverage. The vehicles and loads that exceed the size limits or legal weight, need a permit OW / OS (oversized / overweight). The price varies according to the number of counties that will travel and the number of vehicles.

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IRS 2290 E 

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YEAR

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